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Knight-Dik Insurance Agency, Inc. Blog

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Though durable, homes cannot withstand excessive exposure, especially to pests. Among the most common home invaders are bugs and vermin, as well as mold. Each pest can create their own problems, health hazards and significant repair  bills. As a result, homeowners should do everything they can to keep pests out. READ MORE >>

    Another potential part of the health and wellness puzzle could be an incentive program.  Considerable research has shown that there is a higher adherence to corporate health, safety, and wellness programs when companies offer employees an incentive. READ MORE >>

    Creating a safety committee comprised of your employees is a terrific way to ensure employee support of your safety and wellness program.  OSHA has found that employee participation is crucial because it allows workers to weigh-in on important safety issues and gives them an opportunity for their concerns to be heard by company leaders. READ MORE >>

Workers’ compensation is a valuable form of supplementary income. It can help those who get hurt and cannot work still have money in their pockets. Still, you’re likely going to have to look at local law to see if you qualify for this protection. Different states govern their workers’ compensation systems differently. READ MORE >>

    The subject of this blog takes a slight detour from the health and wellness of your employees and looks at the financial wellness of your company.  According to the Institute of Worker’s Comp Professionals, over 50% of businesses are overcharged for their worker’s comp insurance. READ MORE >>

    Another key component of your internal process is the implementation of a quality stay at work program.  This involves keeping injured employees at work in a reduced capacity that is appropriate given their injury. READ MORE >>

    There is a world of difference between managing and monitoring claims.  Monitoring is not enough.  In order for this process to operate as smoothly as possible and provide for both the employees and the company, someone must actively manage outstanding claims. READ MORE >>

    As stated in the first blog, leadership drives the caring and wellness culture in any organization, and nothing demonstrates a caring culture more clearly than when management follows up with injured employees.  This obviously shows care and compassion. READ MORE >>

Think about what your car means to you? Transportation and a source of pride at minimum. If it suddenly disappeared, you have a big problem on your hands. No one wants to face the prospect of vehicle theft. However, it’s a very real threat. Car theft in 2016 resulted in an average dollar loss of $7,680/theft. READ MORE >>

    Establishing an internal claims process as part of your safety and wellness program helps you get your worker’s the care they need in an expedient manner.  Naturally, a serious injury will necessitate a trip to the emergency room, but many workplace injuries are best cared for at an occupational clinic or urgent care. READ MORE >>

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Knight-Dik Insurance Agency | 446 Main St, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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