Trees add a lot of value and beauty to a home. They can also help to reduce your energy costs by providing shade in the summer months. Trees are often the type of plant you can put in place and not think about again. However, it is essential to manage and maintain your trees properly. Not only can this be important for protecting your home, but it can also help protect your neighbors' homes and property. Although your home insurance may help to cover some damage from a falling tree, it's best to avoid this risk in the first place.
Have You Had Your Trees Inspected?
Most of the time, homeowners do not think twice about their trees. However, these towering plants need attention, especially as they get larger and taller. Having a specialist come out to your home to look at your trees can help ensure they are not likely to fall over during a windstorm or have branches that fall and damage your roof. Consider this process at least once every year or so depending on the size and number of trees you have on your property.
Inspect Them Routinely
Take a closer look at your trees on a regular basis. Take a few minutes to look at your trees from various angles.
- Do you notice any branches that seem to be falling or drooping? These are at a high risk of falling off.
- Push on the trunk. For most larger trees, there should be no movement of the roots. If the soil is disturbed, this is an indication that the tree may not be stable.
- Do you have tree limbs hanging over the edge of your property? If so, consider removing these to limit the risk to your neighbor's property and home.
- Are there branches hanging over the roof or touching the siding of your home or that of your neighbors? If so, you need to trim these to remove the risk of damage.
It is often best for the health of the tree and the security of your home to keep these trees trimmed and stable. The good news is that your home insurance is there to reduce the financial loss you may experience should a tree fall. However, prevention tends to be the best option.
Get the coverage you need. Call Knight-Dik Insurance Agency at (508) 753-6353 for more information on homeowners insurance in Worcester.