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Knight-Dik Insurance Agency, Inc. Blog: business insurance

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Employers must provide safe working conditions for employees. When an employee suffers an injury on the job, he or she might have the right to obtain compensation from the employer. Such compensation comes in the form of workers' compensation. This type of claim can be expensive. READ MORE >>

Some small businesses believe they do not need to have workers compensation insurance. They are small. Their employees are “friends” of the company so it’s thought that they’re less likely to sue. The problem is, they could become hurt—or even worse—while on the job, and that could place a significant amount of financial risk on the organization. READ MORE >>

For most businesses, there is no way to avoid paying workers compensation insurance premiums. However, the size of these premiums relative to those paid by similar businesses is often a direct reflection of how well a business manages risk. Safer companies very often enjoy better morale, higher productivity and larger bottom lines. READ MORE >>

Accidents and injuries happen every day, some of which unfortunately can remove employees from the workplace for several weeks or months during recovery. Developing a back to work program can be beneficial for both employee and employer when it comes time to welcome an injured employee back into the workplace. READ MORE >>

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Knight-Dik Insurance Agency | 446 Main St, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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