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Knight-Dik Insurance Agency, Inc. Blog: insurance

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Many employers will face instances in which an employee cannot return to work. This may be due to an on-the-job injury. When this occurs, it can be a primary goal to get those individuals back to work. The longer they cannot work, the longer you will pay for their lost time. This becomes costly. READ MORE >>

When you get insurance, you are going to have to pay for it. This comes in the form of a premium. Think of your premium as the price you pay for an insurer to offer you your coverage.  Like with every service, most insurers don’t like it when you don’t pay your bill. READ MORE >>

Though durable, homes cannot withstand excessive exposure, especially to pests. Among the most common home invaders are bugs and vermin, as well as mold. Each pest can create their own problems, health hazards and significant repair  bills. As a result, homeowners should do everything they can to keep pests out. READ MORE >>

Workers’ compensation is a valuable form of supplementary income. It can help those who get hurt and cannot work still have money in their pockets. Still, you’re likely going to have to look at local law to see if you qualify for this protection. Different states govern their workers’ compensation systems differently. READ MORE >>

Think about what your car means to you? Transportation and a source of pride at minimum. If it suddenly disappeared, you have a big problem on your hands. No one wants to face the prospect of vehicle theft. However, it’s a very real threat. Car theft in 2016 resulted in an average dollar loss of $7,680/theft. READ MORE >>

Cold temperatures, snow, ice and other winter hazards might wreak havoc on a local area. Property damage frequently arises from winter storms. Following damage, many homeowners turn to their property insurance to help repair damage. However, you don’t want to file a claim unless you have to. READ MORE >>

The Insurance Journal covered a recent insurance summit. One panel discussed ways to lower workers' compensation insurance costs.  Of course, businesses also want to offer their employees the best care. They just want to offer that care in a cost-effective way. READ MORE >>

You may hear that you can save money by bundling auto insurance. The process involves buying car insurance and other insurance with one insurer. Buying more than one policy from the same agency may help you save money. This type of insurance offer is available from many insurers. READ MORE >>

Accidents occurring in company-driven vehicles can be complex to manage. Businesses with employees who drive trucks or other vehicles need comprehensive business insurance. This includes commercial auto insurance. It also may include workers compensation insurance. READ MORE >>

Do you have home repairs that warrant a home insurance claim? Individuals who need repairs often must pay a home insurance deductible. This is a payment made to a repair provider or contractor before a home insurance policy kicks in to cover the rest of the cost. The owner must pay this amount out of pocket. READ MORE >>

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Knight-Dik Insurance Agency | 446 Main St, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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