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Knight-Dik Insurance Agency, Inc. Blog: workers comp series

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    Another potential part of the health and wellness puzzle could be an incentive program.  Considerable research has shown that there is a higher adherence to corporate health, safety, and wellness programs when companies offer employees an incentive. READ MORE >>

    Creating a safety committee comprised of your employees is a terrific way to ensure employee support of your safety and wellness program.  OSHA has found that employee participation is crucial because it allows workers to weigh-in on important safety issues and gives them an opportunity for their concerns to be heard by company leaders. READ MORE >>

    The subject of this blog takes a slight detour from the health and wellness of your employees and looks at the financial wellness of your company.  According to the Institute of Worker’s Comp Professionals, over 50% of businesses are overcharged for their worker’s comp insurance. READ MORE >>

    Another key component of your internal process is the implementation of a quality stay at work program.  This involves keeping injured employees at work in a reduced capacity that is appropriate given their injury. READ MORE >>

    There is a world of difference between managing and monitoring claims.  Monitoring is not enough.  In order for this process to operate as smoothly as possible and provide for both the employees and the company, someone must actively manage outstanding claims. READ MORE >>

    As stated in the first blog, leadership drives the caring and wellness culture in any organization, and nothing demonstrates a caring culture more clearly than when management follows up with injured employees.  This obviously shows care and compassion. READ MORE >>

    The two most critical analytics to examine with regard to worker’s compensation claims are what you are paying compared to your peer-group based on the same-sized payroll and how much you are paying above the minimum cost assuming a perfect injury record. READ MORE >>

    Occupational health experts agree that the most successful safety and wellness programs are those that begin from the top-down.  This is about creating an organizational culture with employee wellness and safety as its centerpiece. READ MORE >>

    A company wellness and safety program is a crucial feature for controlling worker’s compensation costs.  In order for such an initiative to be effective, it must be driven from the top.  A leadership driven initiative will ensure employee buy-in, and employee buy-in is what truly makes any wellness and safety program a success. READ MORE >>

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Knight-Dik Insurance Agency | 446 Main St, Worcester, MA 01608 | Ph: 508.753.6353 | Fx: 508.752.1764
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